Résumé:
This study aimed to identify the extent of the impact of bank loans on sustainable development
through an analytical study and to address field procedures for them in the face of the Algerian
government’s endeavor to introduce a lending policy with sustainable development practices to
keep pace with various developments and overcome the difficulties that have long been obstacles
to joining Basel and embodying banking governance and governance. We relied on projecting
theoretical frameworks onto the ground through an applied study of a case study on the Foreign
Bank as an example.
The results showed the extent to which bank loans contribute to establishing sustainable
development skills, proving that there is a part-to-whole relationship between them, as well as a
direct relationship that warns of the risks of bank loans on sustainable development. Therefore, the
greening and sustainability of the lending policy in Algeria remains an urgent necessity to ensure a
sustainable economy and serves as an addition to achieving the desired goals within the Algeria
2030 Plan.