Résumé:
The process of economic development is at the forefront as the most important and most difficult thing facing contemporary societies, and for this reason countries have started to race for the best ways to develop economic life and face technological development, so they turned to investments as the most important factors achieving economic returns and availability, as every increase in investment represents productive capacity New to establish youth projects or to expand into existing projects whose financing requires the presence of banking and financial institutions represented in what are known as banks. Banks are one of the most vital financial institutions in the money market. The banking system of any national economy. It contributes substantially to the escalation of the pillars of economic and social development as the economic mediator within the framework of the so-called bank loans granted to them by the banks, and given the great importance of the role of banks in financing foreign trade, the various projects Algeria has paid great attention to these financial institutions through the reforms brought about by On the banking system and related to the independence of banking institutions. The banking sector is a sensitive and of great importance, as it plays an important role in facilitating all procedures related to the export and import currencies by controlling the pace of economic growth in the area of finance, especially foreign trade financing. Our country has made a great effort to get out of the economic crisis in which most of the third world countries are floundering because of its dependence in its foreign trade on importing more than exporting. This indicates the imbalance in foreign trade, as exporting in our country and there were other exports are in a small capacity. However, we do not neglect at the present time that Algeria made drastic transfers, which changed the perception of the other parties of our country as a result of the omission to spread security and improve its image abroad, open the doors to foreign investors and their desire to invest in our country and partnering with many foreign institutions to accomplish important projects.