دراسة تحليلية لأثر القروض البنكية على التنمية المستدامة

Abstract

This study aimed to identify the extent of the impact of bank loans on sustainable development through an analytical study and to address field procedures for them in the face of the Algerian government’s endeavor to introduce a lending policy with sustainable development practices to keep pace with various developments and overcome the difficulties that have long been obstacles to joining Basel and embodying banking governance and governance. We relied on projecting theoretical frameworks onto the ground through an applied study of a case study on the Foreign Bank as an example. The results showed the extent to which bank loans contribute to establishing sustainable development skills, proving that there is a part-to-whole relationship between them, as well as a direct relationship that warns of the risks of bank loans on sustainable development. Therefore, the greening and sustainability of the lending policy in Algeria remains an urgent necessity to ensure a sustainable economy and serves as an addition to achieving the desired goals within the Algeria 2030 Plan.