الهندسة المالية وإستخداماتها في إدارة المخادر البنكية

Abstract

Financial engineering is one of the most prominent modern financial innovations in the science of finance, as it focuses on providing financial products to address the problems of finance and risk on the one hand, in addition to providing quantitative and accurate models to measure the amount of risks that the banking and financial activity may be exposed to. Proceeding from the above and based on the importance of the role that financial engineering plays in banking risk management and through the highly efficient innovative products which it offers,and we discussed in this study the role of financial engineering in managing a type of risk that is credit risk, we have noticed its effective role through innovative and more accurate models such as the failure prediction model, the RAROC model and other models that seek to reduce this type of risk