الشمول المالي بديلا عن الخدمات المصرفية التقليدية

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Financial inclusion issues have received wide attention in recent years at the level of financial policy makers in various countries of the world, particularly the Arab countries, where financial inclusion has contributed to expanding the scope of the banking system's activities to include all segments of society, through the generalization of financial and banking services. Accordingly, this study aims to highlight the importance of promoting financial inclusion as a means to increase the depth of the banking sector as an alternative to traditional banking services; The study concluded that the Arab countries are still lagging behind as a group in improving the efficiency of access to financial and banking services to the various segments of society, which requires the leaders of the Arab countries to pay attention to promoting financial inclusion as a basic approach within the framework of their policies to raise the depth of their banking sectors.

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